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Privacy Policy


Effective Date: August 19, 2024

Lighthouse Insurance Advisors, LLC ("we," "us," or "our") operates the website https://lhinsure.com, along with other domain names that forward to lias.us. This Privacy Policy applies to all forward domain names and landing pages linked to our Service.

This Privacy Policy outlines our policies regarding the collection, use, and disclosure of personal data and business data  when you use our Service, as well as the choices available to you regarding that data. We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information as described in this policy. Unless otherwise defined here, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from https://lhinsure.com.

If you have any questions or concerns about our use of your personal data or business data , please contact us at DataProtectionOfficer@lhinsure.com

Definitions

  • Service: The https://lhinsure.com website operated by Lighthouse Insurance Advisors, LLC.
  • Personal Data: Information about a living individual who can be identified from that data, either alone or in combination with other information we possess or are likely to acquire.
  • Business Data: Information related to a legal entity that can be identified from that data, either alone or in combination with other information we possess or are likely to acquire.
  • Usage Data: Data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (e.g., the duration of a page visit).
  • Cookies: Small files stored on your device (computer or mobile device) that may include an anonymous unique identifier.
  • Data Controller: The natural or legal person who determines the purposes for which and the manner in which any personal information is processed. For the purposes of this Privacy Policy, we are the Data Controller of your Personal Data.
  • Data Processors (or Service Providers): Any natural or legal person who processes data on behalf of the Data Controller. We may use various Service Providers to process your data more effectively.
  • Data Subject (or User): Any living individual using our Service who is the subject of Personal Data or Business Data.

About Us

Lighthouse Insurance Advisors, LLC is a company registered in Utah, USA, with a contact address at 180 N Main Street, Unit 1, St. George, Utah 84771.

Types of Data Collected

Personal Data
While using our Service, we may ask you to provide certain personally identifiable information ("Personal Data") that can be used to contact or identify you. This may include, but is not limited to:

  • Email address
  • First and last name
  • Phone number
  • Address, State, Province, ZIP/Postal code, City
  • Cookies and Usage Data

We or our partner organizations may use your Personal Data to contact you with newsletters, marketing or promotional materials, and other information that may be of interest to you. You may opt out of receiving these communications by following the unsubscribe link or instructions provided in any email you receive or by contacting us.

Business Data
While using our Service, we may ask you to provide certain business-related information ("Business Data") that can be used to contact or identify your business. Business Data may include:

  • Email addresses of individuals associated with the company
  • First and last names of individuals associated with the company
  • Business phone numbers
  • Address, State, ZIP code, City
  • Cookies and Usage Data
  • General business information

We or our partner organizations may use your Business Data to contact you with newsletters, marketing or promotional materials, and other information that may be of interest to you. You may opt out of receiving these communications by following the unsubscribe link or instructions provided in any email you receive or by contacting us.

Usage Data


We may also collect information on how the Service is accessed and used ("Usage Data"). This may include information such as your computer's Internet Protocol (IP) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and retain certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier. They are sent to your browser from a website and stored on your device. Other tracking technologies, such as beacons, tags, and scripts, are also used to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Examples of Cookies We May Use:

  • Session Cookies: Used to operate our Service.
  • Preference Cookies: Used to remember your preferences and various settings.
  • Security Cookies: Used for security purposes.

Use of Data

Lighthouse Insurance Advisors, LLC uses the collected data for various purposes:

  • To provide and maintain our Service
  • To notify you about changes to our Service
  • To allow you to participate in interactive features of our Service when you choose to do so
  • To provide customer support
  • To gather analysis or valuable information to improve our Service
  • To monitor the usage of our Service
  • To detect, prevent, and address technical issues
  • To provide you with news, special offers, and general information about other goods, services, and events we offer that are similar to those you have already purchased or inquired about, unless you have opted not to receive such information

Retention of Data

Lighthouse Insurance Advisors, LLC will retain your Personal Data only as long as necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our legal agreements and policies.

We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period unless used to strengthen the security or improve the functionality of our Service, or we are legally obligated to retain it for longer periods.

Referral to Partner Organizations Websites

Lighthouse Insurance Advisors, LLC uses referral links to partner organizations to provide our clients or potential clients with real-time and other information about different services. Each referral transfer to a partner organization is subject to that partner's terms of service and privacy statement.

Transfer of Data

Your information, including Personal Data and Business Data, may be transferred to—and maintained on—computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Lighthouse Insurance Advisors, LLC will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy, and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place, including the security of your data and other personal information.

Disclosure of Data

Business Transaction
If Lighthouse Insurance Advisors, LLC is involved in a merger, acquisition, or asset sale, your Personal Data or Business Data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.

Disclosure for Law Enforcement
Under certain circumstances, Lighthouse Insurance Advisors, LLC may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties

Legal Requirements
Lighthouse Insurance Advisors, LLC may disclose your Personal Data or Business Data in the good faith belief that such action is necessary to:

  • Comply with a legal obligation
  • Protect and defend the rights or property of Lighthouse Insurance Advisors, LLC
  • Prevent or investigate possible wrongdoing in connection with the Service
  • Protect the personal safety of users of the Service or the public
  • Protect against legal liability

Security of Data

The security of your data is important to us. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Your Data Protection Rights

California Residents
If you are a resident of California, you have additional privacy rights under the California Consumer Privacy Act (CCPA). For detailed information on these rights and how to exercise them, please see our California Privacy Rights section.

Service Providers

We may employ third-party companies and individuals to facilitate our Service ("Service Providers"), provide the Service on our behalf, perform Service-related services, or assist us in analyzing how our Service is used. These third parties have access to your Personal Data or Business Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

Children's Privacy

Our Service does not address anyone under the age of 18 ("Children"). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we will take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. Changes are effective when posted on this page. You are advised to review this Privacy Policy periodically for any updates.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

  •     By email: DataProtectionOfficer@lhinsure.com